Skip to content
Profile photo of a State Farm Agent named: RK Prater

Would you like to create a personalized quote?

State Farm® Insurance Agent

RK Prater

RK Prater Insurance Agency Inc

Office Hours

After Hours by Appointment

Address

1490 Clinton Road
Fayetteville, NC 28312-5324

Person St and Cedar Creek Rd. Between Harbor Freight and McDonald Lumber on the corner lot.

Profile photo of a State Farm Agent named: RK Prater

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

1490 Clinton Road
Fayetteville, NC 28312-5324

Languages

English

💖 February Reset: A Midwinter Coverage Check ✨

February is when the new year starts to feel real. Routines are steady, winter is still part of everyday life, and plans for the months ahead are coming into focus. It is a great time to pause and make sure your insurance still matches how life looks right now.

Your February Coverage Check-In:

🚗 Everyday Drives and Winter Roads With commutes, school schedules, and cooler weather still in the mix, February is a great time to review your auto insurance and confirm it reflects how often and how far you are driving.

🏡 Living Situations Taking Shape Whether students are settled back on campus, young adults are in apartments, or households shifted after the holidays, renters insurance helps protect belongings wherever life is happening.

📦 Home Updates Now in Use Projects finished late last year and new purchases are now part of daily life. February is a practical time to confirm your home insurance reflects your current space and setup.

💼 Business Activity in Full Swing As Fayetteville businesses move past the new year transition and into regular operations, reviewing business insurance can help ensure coverage still fits your day to day needs.

❤️ Family Coverage Check Early in the year is a common time to review life insurance details and make sure information is up to date as responsibilities and priorities evolve.

📍 Based in Fayetteville, RK Prater State Farm is here to help you move through winter with coverage that keeps up with real life, now and throughout the year ahead. ❄️🏡🚗✨

FAQs

-Question: How long has RK been working with State Farm?

-Answer: RK has over 9 years of experience with State Farm Insurance!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Yes, we offer auto, home, renters, life, health, business, disability, & more!

-Question: When do I need to get life insurance?

-Answer: As soon as possible! It’s important to make sure you and your loved ones are covered in the event of something unexpected. Give us a call or stop by our Fayetteville office today and we can go over the options. The RK Prater State Farm team is here to help you find the right plan for you.

-Question: How do I get an insurance quote?

-Answer: You can call or stop by our Fayetteville office anytime and our team would be happy to provide you with a free insurance quote. You can also start an online quote right through our website - just click the red “Start A Quote” button!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

How to create a home inventory

A home inventory can be a way to help make home or renters insurance coverage decisions & expedite the insurance claims process after theft, damage or loss.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Protect your business property from slip and falls

Decrease the chances of slips, trips and falls at your business with proper maintenance and safety procedures.

View More Articles

The mission of the RK Prater State Farm office proudly serves Fayetteville and surrounding Cumberland County with insurance and financial services. Contact our office today for an insurance review to see where we can help you get value on auto insurance, home insurance, and more. Stop in and meet with our experienced insurance team to get covered today!

What makes us unique...We truly care for our customers from day one. We operate with integrity & do the right thing for our customers. We follow up & do what we say we will do. We respect ourselves & our customers so that we can be proud of where we work and what we do. We are warm & helpful knowing that we are building a relationship for life! Thank you for the opportunity to serve you & your family!